MAKE IT MONTHLY

Hot Tub Financing

Sensible monthly payments through our lending partners. Pick your spa, and we will walk the numbers with you.

Financing

Can you finance a hot tub?

Yes. Hot Tubs Northwest offers financing through our lending partners, with promotional offers that change through the year. Many buyers pay for their spa monthly rather than all at once. Visit any showroom, or start the financing process below, and we will go over the current offers with you.

Start the Financing Process

Family relaxing together in a Hot Spring Highlife Vanguard spa

Couple relaxing in a Hot Spring Highlife Grandee spa

Our Lending Partners

Financing is offered through trusted lenders, with promotional terms that change through the year. Ask at any showroom for the offers running right now.

Start the Financing Process

How Hot Tub Financing Works

Three steps, and most of the paperwork happens while you are picking out your cover lifter.

1. Find your spa

Shop the showroom floor or the site, sit in a few models, and settle on the one that fits your space and your people. A test soak is free if you want to be sure.

2. Apply with a lending partner

We will walk you through a short application with one of our lending partners at the showroom. Approval decisions usually come back quickly.

3. Enjoy it monthly

Your spa is delivered and set up by our local team while you pay for it over time. Warranty service and water-care help come from the same store.

Family enjoying a Hot Spring Limelight Pulse spa together

What our customers say

Recent five-star Google reviews from across Northwest Washington.

“Debbie at Hot Tubs Northwest made the entire experience seamless from start to finish. She took the time to understand what was best for me and my family and helped me stay within a budget that made sense no pressure, no unnecessary upselling. She clearly explained every option and add-on, so I knew exactly what I was getting.…”

Josh G. Ferndale Showroom · 3 months ago

“The staff here was so friendly and helpful. Mattheu was out salesperson. After the hot tub was dropped off we had a question and Quinn took my call and went above and beyond to answer all my questions outside of business hours. Financing was very easy and we got out tub 3 days after we bought it!…”

Stefan H. Burlington Showroom · 4 months ago

“Absolutely fantastic service from the team at the Lake Stevens location. Jared especially was incredibly kind, super knowledgeable, and truly cares about the customer experience. Prices are fair, the team is reliable, and I’ll be coming back for all my hot tub needs. Highly recommend!”

Ali F. Lake Stevens Showroom · a month ago

Frequently Asked Questions

The financing questions we hear most at the showroom.

Can I buy a hot tub with monthly payments?

Yes. Many of our customers finance their spa and pay monthly. We offer financing through our lending partners, and our team will walk the current terms with you at any showroom.

Does Hot Tubs Northwest offer 0% financing?

0% financing is available on approved credit during promotional periods. Offers change through the year, so ask at the showroom or request pricing to hear what is running now.

How do I apply for hot tub financing?

Visit any of our showrooms in Burlington, Ferndale, or Lake Stevens and we will walk you through a short application with one of our lending partners. Bring a photo ID, and plan on a few minutes rather than an afternoon.

Four friends laughing in a Caldera Fantasy Invite spa

Financing Pairs With Our Specials

Burlington · Ferndale · Lake Stevens

Promotional financing often runs alongside the month's special. Check what is on right now before you buy.

See Current Specials